To improve your credit score, there are several steps you can take.

1. Pay your bills on time: Making on-time payments is one of the most important factors in determining your credit score. Set up automatic payments or reminders to ensure you never miss a payment.

2. Reduce your credit card balances: Aim to keep your credit card balances below 30% of your credit limit. High credit card balances can negatively impact your credit score.

3. Limit new credit inquiries: Each time you apply for new credit, a hard inquiry is placed on your credit report, which can temporarily lower your score. Try to limit the number of new credit applications you submit.

4. Monitor your credit report: Regularly check your credit report for any errors or inaccuracies that could be affecting your score. Dispute any errors you find with the credit reporting agencies.

5. Build a positive credit history: Consistently using credit responsibly over time will help improve your credit score. Consider opening a secured credit card or becoming an authorized user on someone else's account to help build positive credit history.

By following these steps and being diligent about managing your credit, you can improve your credit score over time.